Your New Home

Comparing home loan rates of various lenders is not enough. How do you ensure that your home loan does not turn out to be too expensive over the duration of the loan?
In contrast, a fixed-rate loan might mean that your monthly outgo is calculated at a higher interest rate even when the market is flush with liquidity and funding is cheap. To keep your total interest outgo at the minimum, you need to know whether it is time to opt for a fixed or a floating rate loan.